We guide young people through saving, budgeting, and mindful spending with hands-on activities rooted in Manchester life. The goal is calm, capable decision-making from their very first pay packet.
Every week we meet young people who already handle school lunches, travel cards, and small jobs, yet never get a clear system for managing it. We built a programme that feels like a city guide and a money guide at once.
Want the full outline? See how we teach without lectures.
We begin with a real week of spending and map it in a visual dashboard.
Students plan a small goal and decide what they will pause to fund it.
They leave with a simple rule they can repeat without help.
Instead of spreadsheets, we use storyboards, receipt mapping, and scenario games. It removes fear and sparks curiosity.
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Short sessions with games, cash handling, and goal jars.
Scenario planning, social spending, and digital safety.
Planning income, travel costs, and building a buffer.
Joint session for parents and teens to align habits.
On-site delivery with curriculum-aligned resources.
Need help choosing? Tell us their age and we will match the right programme.
We send a short recap after each session so families can keep the momentum at home. It is supportive, not homework-heavy.
Each cohort is led by trained mentors from Manchester finance teams and youth services. We focus on warmth, not jargon.
"My daughter came home explaining how to plan for a concert ticket and already had a plan." — Aisha, Chorlton
Students feel comfortable saying no to spending pressures.
They turn ideas into a plan with clear steps and timelines.
Teens learn how to spot subscriptions and auto-charges.
Select a programme, share your details, and we will confirm the next available start date.
Spaces are intentionally small to keep sessions interactive.
Yes. We explore online spending, card use, and safe digital habits.
We group by age, but we can align schedules so families arrive together.
Only gentle optional tasks, never graded or time-heavy.